Built on Trust.
Designed for Simplicity.

Discover how Certra can help you safeguard against payment fraud.
Certra is the simple-to-use solution that validates payment details in real time and creates tangible efficiencies. 

Whether you’re sending funds or receiving them, Certra turns trust into certainty with instant, secure verification.

PAYMENT VERIFICATIONS

What Sets Certra Apart.

Certra Features

Instant Validation

Rapid automated validation of who you are paying — no delays, no manual checks.

Two Way Protection

Secure both outbound and inbound payments with a single platform.

Simple User Interface

Intuitive, easy to use system leads to rapid adoption for you and your clients.

Audit Ready Logs

Every validation is tracked, timestamped, and stored for compliance.

Scalable Across Roles

From finance teams to individual professionals, Certra fits every workflow.

Behavioral Reinforcement

Clients must validate details — reducing risk and building trust.

Live Registry Checks

Bank details are verified against live official registries in real time — not static databases that go stale.

No App Required

Your clients verify their details through channels they already use — no app downloads, no portals, no friction on their end.

BUILT FOR EVERY PAYMENT

Explore End-to-End  Payment Protection

VERIFY EVERY PAYMENT YOU MAKE

Submit your invoice, banking letter or manually entered payment details to Certra and receive close to real-time confirmation of who you are paying.

No guesswork. No delays. 

Just secure, auditable confidence before funds leave your account.

Verifications
5 CHECKS
Ref
Client
Bank
Date
Status
KH-117
••••• •••
FNB
14 Feb 26
Verified
KH-119
••••• •••
Standard
15 Feb 26
Do Not Pay
KH-120
••••• •••
Nedbank
16 Feb 26
Verified
KH-121
••••• •••
Absa
17 Feb 26
Do Not Pay
New Check
Upload Verification File
Invoice or bank statement · PDF, PNG, JPG · Max 10 MB
📄
Drop your file here
or click to browse
invoice_KH123.pdf
124 KB · Ready to submit
WhatsApp now
CERTRA BOT
Your verification is complete — result: Verified ✓. Account details confirmed.

Outbound

Verify before you pay

Submit payment details to Certra. Receive instant confirmation that the account belongs to who it should.

You Certra Confirmed

PROTECT YOUR CLIENTS

Certra ‘s built in behavioural reinforcement ensure your clients seamlessly validate the correct account when you send them an email instruction for payment.

Validated instructions build trust, reduce liability, and protect vulnerable users from redirection fraud.

It’s peace of mind for your clients and protection for your brand.

Inbound

Your clients pay you safely

Your client forwards your payment instruction to Certra, who confirms it's authentic and untampered.

Client Certra Confirmed
Inbox
Forward Message
×
To
Subject
Fwd: Payment Details
— Forwarded message —
From: john@yourcompany.co.za · 18 Feb 2026
Please find your Certra verification letter attached…

DEFEND YOUR IDENTITY | DETECT IMPERSONATORS

Certra scans for lookalike email domains used in impersonation attempts – so your clients don’t fall for fake messages pretending to be you. 

Clients also expect to receive details the Certra way, preventing them falling victim to fraudulent attacks. 

It’s passive protection that reinforces safe behavior and keeps your reputation intact.

Impersonation

Impersonation Protection

Protect your identity from fraud.

Certra Shield

SECURE PAYMENTS DONE RIGHT

Simple Interface, Backed by Support.

Certra Cards

User Interface

Certra's business interface is designed to feel familiar and frictionless. Simply drag-and-drop documentation and automation handles the rest.

Client Experience

Clients don't need to log in, download apps, or navigate portals. They use familiar channels like email or mobile to validate payment details securely.

Comprehensive Support

A responsive support team is ready to assist with onboarding, troubleshooting, and best-practice advice — ensuring every user feels confident throughout the payment journey.

Audit Ready Logs

Every validation is automatically timestamped, logged, and stored for compliance — giving your team a clear, tamper-proof paper trail without any extra effort.

THE NEW GOLD STANDARD IN PAYMENT PROTECTION

Auditable Results.

Certra Audit Trail
Payment Details Submitted 13:02:44
Bank account & reference received from Acme Corp
Processing
Identity Verified 13:02:48
Account holder matched against live registry
Processing
Client Confirmation Sent 13:02:52
Secure second-channel request dispatched via WhatsApp
Processing
Validation Complete 13:02:56
All checks passed · Audit log sealed & stored
Verified

THE NEW GOLD STANDARD IN PAYMENT PROTECTION

How Certra Protects You.

Certra Protection Cards

Live Registry Links

Verifies account ownership using official databases and registries — ensuring robust verification with cross-linked results.

Digital Forensics

Detects tampered invoices, spoofed documents, and manipulated content — catching fraud before it's acted on.

Automation & Time Saving

Replaces manual checks with automated validation protocols and direct document submission, saving hours of admin time and reducing human error.

Secure Communication

Works with email, documents and standard communications — no client logins, no downloads. Simple, secured, second-channel confirmation using traditional channels.