Built on Trust.
Designed for Simplicity.
Discover how Certra can help you safeguard against payment fraud. Certra is the simple-to-use solution that validates payment details in real time and creates tangible efficiencies.
Whether you're sending funds or receiving them, Certra turns trust into certainty with instant, secure verification.
Get StartedWhat Sets Certra Apart.
Instant Validation
Rapid automated validation of who you are paying — no delays, no manual checks.
Two Way Protection
Secure both outbound and inbound payments with a single platform.
Simple User Interface
Intuitive, easy to use system leads to rapid adoption for you and your clients.
Audit Ready Logs
Every validation is tracked, timestamped, and stored for compliance.
Scalable Across Roles
From finance teams to individual professionals, Certra fits every workflow.
Behavioural Reinforcement
Clients must validate details — reducing risk and building trust.
Live Registry Checks
Bank details are verified against live official registries in real time — not static databases that go stale.
No App Required
Your clients verify their details through channels they already use — no app downloads, no portals, no friction on their end.
How Certra Works.
Outbound
Verify before you pay
Submit payment details to Certra. Receive instant confirmation that the account belongs to who it should.
Dear Client,
Please find my account details in the attached Certra letter. To confirm these details, simply forward this email to check@certra.co.za.
Certra will validate your identity and account details in real time.
Kind regards,
John
Your Company
From: john@yourcompany.co.za · 18 Feb 2026
Please find your Certra verification letter attached…
Inbound
Your clients pay you safely
Your client forwards your payment instruction to Certra, who confirms it's authentic and untampered.
Simple Interface, Backed by Support.
User Interface
Certra's business interface is designed to feel familiar and frictionless. Simply drag-and-drop documentation and automation handles the rest.
Client Experience
Clients don't need to log in, download apps, or navigate portals. They use familiar channels like email or mobile to validate payment details securely.
Comprehensive Support
A responsive support team is ready to assist with onboarding, troubleshooting, and best-practice advice — ensuring every user feels confident throughout the payment journey.
Audit Ready Logs
Every validation is automatically timestamped, logged, and stored for compliance — giving your team a clear, tamper-proof paper trail without any extra effort.
Auditable Results.
Every verification produces a tamper-proof audit trail — timestamped, sealed, and stored. From submission to confirmation, every step is logged so your compliance team never has to chase paper.
Real-time status updates keep you informed at every stage. When the final check clears, you'll know instantly — with a complete record you can reference months or years later.
How Certra Protects You.
Live Registry Links
Verifies account ownership using official databases and registries — ensuring robust verification with cross-linked results.
Digital Forensics
Detects tampered invoices, spoofed documents, and manipulated content — catching fraud before it's acted on.
Automation & Time Saving
Replaces manual checks with automated validation protocols and direct document submission, saving hours of admin time and reducing human error.
Secure Communication
Works with email, documents and standard communications — no client logins, no downloads. Simple, secured, second-channel confirmation using traditional channels.