Protect every inbound outbound payment.
Certra verifies who you’re really paying — and who’s really paying you. In seconds.
OUTBOUND PAYMENT PROTECTION
Know Who You Are Paying.
Fraud begins when you pay the wrong person. Certra stops it cold — by validating who owns the account, as well as the account details, before money moves.
| If you don’t pay the fraudster, fraud doesn’t happen.
INBOUND PAYMENT PROTECTION
Ensure Your Clients Are Paying You.
Certra was built to protect your clients: from sophisticated clients to “Gran” – when she sends life-changing payments for a home, pension, or emigration.
No client logins. No additional apps. No friction.
AUTOMATION & EFFICIENCY
Streamline Every Payment.
Certra automates the entire validation process — forensic document analysis, live bank verification, and identity confirmation — in a single step.
Drag and drop an invoice. Get a verified result in seconds. Every check is timestamped and audit-logged automatically.
| Replace manual call-backs with auditable, automated validation
BUILT FOR EVERY PAYMENT
Explore End-to-End Payment Protection
VERIFY EVERY PAYMENT YOU MAKE
Submit your invoice, banking letter or manually entered payment details to Certra and receive close to real-time confirmation of who you are paying.
No guesswork. No delays.
Just secure, auditable confidence before funds leave your account.
WhatsApp
now
PROTECT YOUR CLIENTS
Certra ‘s built in behavioural reinforcement ensure your clients seamlessly validate the correct account when you send them an email instruction for payment.
Validated instructions build trust, reduce liability, and protect vulnerable users from redirection fraud.
It’s peace of mind for your clients and protection for your brand.
Please find your Certra verification letter attached. Forward this email to check@certra.co.za to confirm your bank details for reference KH‑123.
WhatsApp
now
Bank Account Verification Letter
Dear Client,
This letter has been generated by Certra to verify the bank account details of the payee below. Please forward this email to check@certra.co.za to confirm your details are legitimate.
Bank: Capitec Bank · Acc: •••• •••• 23
Branch Code: 470010
Once received, Certra will validate your identity and bank details in real time. You will receive a WhatsApp confirmation on completion.
Valid for 48 hours. Do not alter this letter.
DEFEND YOUR IDENTITY | DETECT IMPERONATORS
Certra scans for lookalike email domains used in impersonation attempts – so your clients don’t fall for fake messages pretending to be you.
Clients also expect to receive details the Certra way, preventing them falling victim to fraudulent attacks.
It’s passive protection that reinforces safe behavior and keeps your reputation intact.
WHY CERTRA?
What Sets Certra Apart.
Certra is built to do one thing exceptionally well: protect payment instructions sent via email without adding complexity or friction.
It’s simple to use for you and your clients, robust in its validation, and designed to fit into your existing workflow.
While others rely on patchwork checks and manual effort, Certra delivers a clean, scalable, auditable solution that just works.
Two-Way Protection
Validate both inbound and outbound payments — stop fraud before it starts, on both sides of every transaction.
Brand Protection
Prevent fraudsters from impersonating your company. Your clients verify instructions genuinely came from you.
Passive Protection
Defence against impersonation that works automatically — reinforcing safe behaviour without lifting a finger.
Confident Clients
Empower your clients to pay safely. Build trust by proving you care about protecting their money.
Operational Efficiency
Automated validation in seconds — not hours. Save your team time and eliminate manual call-backs.
Protect the Vulnerable
Simple enough for everyone — from tech-savvy finance teams to "Gran" sending a life-changing payment.