Protect every inbound outbound payment.

Certra secures your entire payment journey – from validating who you pay, to ensuring your client pays you

OUTBOUND PAYMENT PROTECTION

Know Who  You Are Paying.

Fraud begins when you pay the wrong person. Certra stops it cold — by validating who owns the account, as well as the account details, before money moves.

If you don’t pay the fraudster, fraud doesn’t happen.

Outbound Verification
REAL-TIME
INVOICE #4782 VERIFIED
ACCOUNT HOLDER
BANK NAME
ACCOUNT NO.
BRANCH CODE
SCANNING
Verified
Account details belong to verified identity
LIVE MATCH
ACCOUNT HOLDER
John Smith
IDENTITY STATUS
Confirmed
AUDIT TRAIL LOGGED
Outbound Verification
REAL-TIME
SCANNING
INVOICE #4782 VERIFIED
ACCOUNT HOLDER
BANK NAME
ACCOUNT NO.
BRANCH CODE
Verified
Account details belong to verified identity
LIVE MATCH
ACCOUNT HOLDER
John Smith
IDENTITY STATUS
Confirmed
AUDIT TRAIL LOGGED
Inbound Payment Protection
You → Client
Client receives payment details
Received
Certra verifies →
Certra → Client
Client verifies payment details
Identity Confirmed
Client pays →
Client → You
Client pays you
Payment Received

INBOUND PAYMENT PROTECTION

Ensure Your Clients Are Paying You.

Certra was built to protect your clients: from sophisticated clients to “Gran” – when she sends life-changing payments for a home, pension, or emigration.

Ensure your clients verify payment details, with a simple one-step process. 

AUTOMATION & EFFICIENCY

Streamline  Every Payment.

Certra automates the entire validation process — forensic document analysis, live bank verification, and identity confirmation — in a single step.

Drag and drop an invoice. Get a verified result in seconds. Every check is timestamped and audit-logged automatically.

Replace manual call-backs with auditable, automated validation 

Verification Comparison
Without Certra
Manual Verification
Elapsed
00:00
1
Receive invoice via email
2
Manually check bank details
3
Call supplier to confirm
4
Wait for callback / response
5
Approve payment — no audit trail
Slow, error-prone, and unaudited
vs
With Certra
Certra Validation
Elapsed
00:00
1
Submit bank details to Certra
2
Forensic + AI + live bank verification
3
Identity confirmed, audit trail logged
Instant, auditable, identity-confirmed

BUILT FOR EVERY PAYMENT

Explore End-to-End  Payment Protection

Certra — Homepage Animations

Outbound

Verify before you pay

Submit payment details to Certra. Receive instant confirmation that the account belongs to who it should.

You Certra Confirmed

Inbound

Your clients pay you safely

Your client forwards your payment instruction to Certra, who confirms it's authentic and untampered.

Client Certra Confirmed

Impersonation

Impersonation Protection

Certra protects your identity from fraud.

Certra Shield

WHY CERTRA?

What Sets Certra Apart.

Certra is built to do one thing exceptionally well: protect payment instructions sent via email without adding complexity or friction. 

It’s simple to use for you and your clients, robust in its validation, and designed to fit into your existing workflow. 

While others rely on patchwork checks and manual effort, Certra delivers a clean, scalable, auditable solution that just works.

Certra Why

Two-Way Protection

Validate both inbound and outbound payments — stop fraud before it starts, on both sides of every transaction.

Brand Protection

Prevent fraudsters from impersonating your company. Your clients verify instructions genuinely came from you.

Passive Protection

Defence against impersonation that works automatically — reinforcing safe behaviour without lifting a finger.

Confident Clients

Empower your clients to pay safely. Build trust by proving you care about protecting their money.

Operational Efficiency

Automated validation in seconds — not hours. Save your team time and eliminate manual call-backs.

Protect the Vulnerable

Simple enough for everyone — from tech-savvy finance teams to "Gran" sending a life-changing payment.